Choose a strong and memorable password

1. No common names or dictionary words. (A multi word phrase with no spaces is acceptable).
2. Include at least one character from at least 3 of the following:
Include one uppercase letter
Include one lowercase letter
Include one number
Include one special character
3. Use one of these three length and additional requirements:

12 characters minimum
characters minimum and annual password reset/expiration
8 characters minimum and a second authentication factor